Can buy meh?

What will your finances look like after buying your next home?

Check and calculate first, commit later.

$3 million property with $15k income? Can. $2m property with $10k income? Can. The bank will tell you the max you can borrow, but many Singaporeans end up over-leveraged.

Know your real number: the financial breathing room you need to actually live your life. This tool helps you answer:

  • How much cash and CPF will you actually have left after the sale and purchase?
  • Will upfront costs and progressive stamp duties wipe out your safety net?
  • Can your monthly CPF contributions fully support the loan, or will you be cash-poor?

100% Private: No data leaves your browser; all calculations run locally. No agents, no spam. Best used on desktop.

Coming back?

Are you selling a property before buying another one?

How much cash do you have available? (You can change this later)

$

How much you'll receive

Selling price Cash CPF Refund Total
Gross Agent Fee Legal Fee Net

No account needed. Here's the trade-off.

Your data never leaves your browser

This tool runs entirely in your browser. Nothing is sent to a server and there's no login. That also means your inputs aren't automatically remembered between visits.

To pick up where you left off, download your session as a file. Next time you open the tool, use Restore from a saved session on the home screen to load it back in an instant.

Saves as a small .json file you can load back any time